Does anyone have any experience working for Primerica in the Oklahoma City area?
I'm considering a job there and would like to know more. Oh course, the people who want me to work there will say its a great oppurtunity. Anyone else work for them? Know anyone who does? I'm supposed to go to another interview tonight. I will keep an open mind and will decide if its best for me. I still would like more opinoins and experiences with Primerica.
Other - Local Businesses - 5 Answers
People's Answers, Critics, Comments, Opinions :
Answer 1 :
We had a family member who was working with Primerica and he came to our house and we actually bought life insurance through him. It's been about 6 years and we still have the life insurance. We did have to go to a meeting at their office that tried to get us to work for Primerica. To me, it just seemed kind of like a get rich fast scheme, but I know some people could make a lot of money doing it. I think it just depends on how much you are willing to get out and sell their products and how many hours you want to work. I haven't ever met anyone that has made a lot of money doing it. It's one of those companies that you have to get people underneath you and then you make commission off of them. If that's what you are looking for then Primerica might be right for you.
Answer 2 :
If I may make a suggestion. I believe you should look into World Financial Group. There are several reasons why. 1. We don't sell our own products. Prim. Sells mainly through themselves or Citigroup products. How can you find the best rates and services if you can't look beyond yourselves. WFG works with over 200 companies. 2. We dont have a one sided view. (Buy Term and Invest the Rest) Term isn't a one size fits all and if you only have an insurance license what rest can you have them invest in? WFG can deal with much more than just term and allow you to invest your money in an assortment of ways. But EDUCATING the customer is most important. 3. We teach our clients about sheltering their wealth from taxes. How would you like to invest without being taxed and with the comfort of knowing you can have the potential of huge growth without any risk of losing your money?
Answer 3 :
I've been in Primerica for over 4 years now and you will experience both good and bad. You will experience that this is a difficult business and people will say no to you. Some people you recruit will quit. Not everyone will do business with you. I think the most difficult experience you will face is the beginning. You are unsure what to do, you are wondering if this business will work, you wonder why you are even doing this, and you are wondering when are you going to get paid? In fact, you will think about quitting. I have thought about quitting many times, but I know there's no better opportunity out there that can help me reach my goals. If I had a salary job and never do Primerica, it would be nearly impossible for me to get to where I want to be. I get paycheck and then most of it goes toward bills. That's how most people in America live, from paycheck to paycheck. Anyway, my point is that it will be tough in the beginning. The good experiences I have in Primerica is meeting new people and becoming friends with some of them. The environment in Primerica is very friendly and positive. Its not like a corporate environment where you are stuck in the office all day processing work and get yelled at for making mistakes. At Primerica, we treat mistakes as a learning experience and show others how to avoid it such as forgetting to sign the application. Every time I see a client, I feel good about what I was able to do for them, which is get them out of debt, help them build wealth, protect their income, and offer them the business opportunity. I haven't had a single client who came up to me and say "I want to stay in debt, I don't need to save money, I don't need to protect my income in case something happens to me, or I don't need extra income." Other good experiences I have is getting the chance to meet successful Primerica reps earning 6 figures or 7 figures and ask them on how they did it, what kept them motivated, how do I get referrals, how do I build my team, and what goals did they set. As you progress in your career and build a team, some of your teammates will get promoted. I feel excited every time someone on my team gets promoted. Why? It brings them one step closer to Regional Vice President contract and it also brings me one step closer as well (I'm currently a Division Leader in the company). Despite what other people say about Primerica on how they think we screw people, you should know they haven't been out in the field talking to clients and haven't had enough experience to understand what's really going on in the real world. If you knew what I knew, you will feel sorry for these people, but at the same time, feel that you are the answer to their prayers because you have all the financial solutions to help these people. Plus, most of them are fakers who say they are in Primerica, but never really was in it (such as the previous guy who has no clue on how commissions work in Primerica). Others are insurance agents or financial advisers who truly hate Primerica. Other companies don't bash Primerica, its their sales force that does. I don't bash other companies because I don't need to. Even though I took many clients away from these companies, the documents (such as life insurance policies, mortgage statements, investments) themselves prove their products are ripoffs and I don't need to convince the client that what I offer is better. If you do decide to work in Primerica, my first advice to you is figure out why you want to be in the business? Maybe you want to fund your parent's retirement, live a lavish life style, retire early, provide the best education to your kids, or use Primerica as a tool to build a business you want to open. Whatever it may be, find out your why. Then make a game plan to reach those goals.
Answer 4 :
EVERY product Primerica offers is OVERPRICED, BIGTIME! Regardless of which philosophy for financial security you believe in, the limited products, lack of education to agents and blatant overpricing of Primerica's products make it nearly impossible to be a good agent. Those that make it, are professional recruiters, not advisers. The hype meeting will make you believe Primerica is the Robin Hood of financial services. Upon further evaluation, you'll realize it's closer paralleled to Sesame Street economics.
Answer 5 :
My friend worked there a long time ago in OKC and I went to their little demo...not very impressive. I don't think he liked working there. I live in OKC and have not heard anything positive, but I could be wrong. It seems like maybe not such a good idea?
I'm considering a job there and would like to know more. Oh course, the people who want me to work there will say its a great oppurtunity. Anyone else work for them? Know anyone who does? I'm supposed to go to another interview tonight. I will keep an open mind and will decide if its best for me. I still would like more opinoins and experiences with Primerica.
Other - Local Businesses - 5 Answers
People's Answers, Critics, Comments, Opinions :
Answer 1 :
We had a family member who was working with Primerica and he came to our house and we actually bought life insurance through him. It's been about 6 years and we still have the life insurance. We did have to go to a meeting at their office that tried to get us to work for Primerica. To me, it just seemed kind of like a get rich fast scheme, but I know some people could make a lot of money doing it. I think it just depends on how much you are willing to get out and sell their products and how many hours you want to work. I haven't ever met anyone that has made a lot of money doing it. It's one of those companies that you have to get people underneath you and then you make commission off of them. If that's what you are looking for then Primerica might be right for you.
Answer 2 :
If I may make a suggestion. I believe you should look into World Financial Group. There are several reasons why. 1. We don't sell our own products. Prim. Sells mainly through themselves or Citigroup products. How can you find the best rates and services if you can't look beyond yourselves. WFG works with over 200 companies. 2. We dont have a one sided view. (Buy Term and Invest the Rest) Term isn't a one size fits all and if you only have an insurance license what rest can you have them invest in? WFG can deal with much more than just term and allow you to invest your money in an assortment of ways. But EDUCATING the customer is most important. 3. We teach our clients about sheltering their wealth from taxes. How would you like to invest without being taxed and with the comfort of knowing you can have the potential of huge growth without any risk of losing your money?
Answer 3 :
I've been in Primerica for over 4 years now and you will experience both good and bad. You will experience that this is a difficult business and people will say no to you. Some people you recruit will quit. Not everyone will do business with you. I think the most difficult experience you will face is the beginning. You are unsure what to do, you are wondering if this business will work, you wonder why you are even doing this, and you are wondering when are you going to get paid? In fact, you will think about quitting. I have thought about quitting many times, but I know there's no better opportunity out there that can help me reach my goals. If I had a salary job and never do Primerica, it would be nearly impossible for me to get to where I want to be. I get paycheck and then most of it goes toward bills. That's how most people in America live, from paycheck to paycheck. Anyway, my point is that it will be tough in the beginning. The good experiences I have in Primerica is meeting new people and becoming friends with some of them. The environment in Primerica is very friendly and positive. Its not like a corporate environment where you are stuck in the office all day processing work and get yelled at for making mistakes. At Primerica, we treat mistakes as a learning experience and show others how to avoid it such as forgetting to sign the application. Every time I see a client, I feel good about what I was able to do for them, which is get them out of debt, help them build wealth, protect their income, and offer them the business opportunity. I haven't had a single client who came up to me and say "I want to stay in debt, I don't need to save money, I don't need to protect my income in case something happens to me, or I don't need extra income." Other good experiences I have is getting the chance to meet successful Primerica reps earning 6 figures or 7 figures and ask them on how they did it, what kept them motivated, how do I get referrals, how do I build my team, and what goals did they set. As you progress in your career and build a team, some of your teammates will get promoted. I feel excited every time someone on my team gets promoted. Why? It brings them one step closer to Regional Vice President contract and it also brings me one step closer as well (I'm currently a Division Leader in the company). Despite what other people say about Primerica on how they think we screw people, you should know they haven't been out in the field talking to clients and haven't had enough experience to understand what's really going on in the real world. If you knew what I knew, you will feel sorry for these people, but at the same time, feel that you are the answer to their prayers because you have all the financial solutions to help these people. Plus, most of them are fakers who say they are in Primerica, but never really was in it (such as the previous guy who has no clue on how commissions work in Primerica). Others are insurance agents or financial advisers who truly hate Primerica. Other companies don't bash Primerica, its their sales force that does. I don't bash other companies because I don't need to. Even though I took many clients away from these companies, the documents (such as life insurance policies, mortgage statements, investments) themselves prove their products are ripoffs and I don't need to convince the client that what I offer is better. If you do decide to work in Primerica, my first advice to you is figure out why you want to be in the business? Maybe you want to fund your parent's retirement, live a lavish life style, retire early, provide the best education to your kids, or use Primerica as a tool to build a business you want to open. Whatever it may be, find out your why. Then make a game plan to reach those goals.
Answer 4 :
EVERY product Primerica offers is OVERPRICED, BIGTIME! Regardless of which philosophy for financial security you believe in, the limited products, lack of education to agents and blatant overpricing of Primerica's products make it nearly impossible to be a good agent. Those that make it, are professional recruiters, not advisers. The hype meeting will make you believe Primerica is the Robin Hood of financial services. Upon further evaluation, you'll realize it's closer paralleled to Sesame Street economics.
Answer 5 :
My friend worked there a long time ago in OKC and I went to their little demo...not very impressive. I don't think he liked working there. I live in OKC and have not heard anything positive, but I could be wrong. It seems like maybe not such a good idea?
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